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.I've been talking to my mortgage broker, and while I think he's great at what he does, he's telling me the credit score impact from a foreclosure, short sale, and deed in lieu is all the same.Why am I not getting any responses to my post?Hi everyone.. One advantage is the U.I am disputing 2 rental agreements with one agency that is on my credit file as a collection, using this forum I wrote to the collection agency using certified mail and asked then to provide me with the following. Agreement that bears signature of the alleged debtor wherein he promises to pay the creditor.. The mortgage lady seems to think we can get it up by 100 points over 4-6 months if I get a secured CC to charge groceries/gas on and pay it in full each time and also have mysel. Treasury Department will match interest rate reduction while writing down the principal so your payments are lower than the 31%. I guess that has not been my impression all along. This new figure allows homeowners with the more expensive homes to qualify under their program. Treasury rules, borrowers that have mortgages below $729,750 (one unit), $934,200 (two units), $1,129,250 (three units) and $1,403,400 (four units) will be eligible for the loan modification program. Complete payment history on this account so as to prove that the debt amount you wish to collect is c. Any thoughts here? I'm trying to be min. All this adds