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Both are at or near charge off 150+ days..Question is how do I find out ?Are they a credit card company from BoA ? Thanks Robinhow do I get to the Ranking chart to see the best company to deal with for negotiations?I settled most of my own debt at or around 20-30%. I have enough to settle at 20% 1 lump sum or 5,000 with 4 payments. So for those who have worked after a c..Has anyone used Express Debt Settlement or heard anything about them?Since I closed the account with BoA, and they have on my paper andquot; 0 loan ballanceandquot;Yet I get a bill from them every month, saying I own 6-K, I called up and ask who are you and they say BoA, yet they won't tell me who andquot;Theyandquot; really are. What do people think. They will settle the 9,000 one for 4,500 right now which is all my $ on the smallest one.i am $6000 dollars in debt with the military
