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I was thinking like 2,400 and 1,800. Both are at or near charge off 150+ days.i am $6000 dollars in debt with the military star card i just went through a divorce and the bill got dropped on me we are about 6 months delinquent on the debt i am in iraq and they keep calling my parents and harassing them is there anything i can do they want 2700 upfront and 1100 a month there is no way i can pay this much.Question is how do I find out ?Are they a credit card company from BoA ? Thanks Robinhow do I get to the Ranking chart to see the best company to deal with for negotiations?I settled most of my own debt at or around 20-30%.Has anyone used Express Debt Settlement or heard anything about them?Since I closed the account with BoA, and they have on my paper andquot; 0 loan ballanceandquot;Yet I get a bill from them every month, saying I own 6-K, I called up and ask who are you and they say BoA, yet they won't tell me who andquot;Theyandquot; really are. They are done in a week and will go to Chase. I have enough to settle at